Beyond Level 4

At times your businesses may need ​additional financing for your business.  While these accounts are outstanding partners to work with, the creditors will not report to build your credit with the bureaus. The creditors will however, approve your business for a credit account based on your already established business credit.

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Tradeline:

CAPITAL ONE SPARK CARD

Reports to:

SBFE

Terms

To Qualify:

Special Instruction:

This card is part of funding program that will allow you to get this and other cards like it, fees involved. After you fill out the Apply link, our finance officers will get your review and contact you to discuss your options.

To Qualify:

Spark 2% Cash Plus (Net 25 or Revolving)
– Entity in good standing with Secretary of State
– EIN number with IRS – Business address- matching everywhere
– D & B number
– Business License- if applicable
– Business Bank account
– Must have a good Experian business credit score
– Must have a good Equifax business credit score
– Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.
– Balance transfers are not available on Spark Cash Plus
– Great for businesses that always pay in full and want flexible purchasing power.
– A Personal Guarantee (PG) is required- minimum credit score of 600, does a hard pull and it reports to personal in event of default.

Spark 2X Miles (Revolving)
– Entity in good standing with Secretary of State
– EIN number with IRS – Business address- matching everywhere
– D & B number
– Business License- if applicable
– Business Bank account
– Must have a good Experian business credit score
– Must have a good Equifax business credit score
– Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.
– Great for businesses that want up to $100 credit for Global Entry or TSA Pre✓®
– A Personal Guarantee (PG) is required- minimum credit score of 600, does a hard pull and it reports to personal in event of default.

Description

NET 25 OR REVOLVING

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.