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Level 2 Trade Vendors

Level 2 Trade vendors that provide business credit tradelines to businesses who have established basic business credit tradelines.  We recommend that you have at least 3 tradelines reporting before you apply for Level 2 tradelines.

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Reports to:



To Qualify:

– Entity in good standing with Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– Business License- if applicable
– Business Bank account
– At least 1 year in business
– A Personal Guarantee (PG) is required- minimum credit score of 600, does a hard pull and it does not report to personal in event of default
– Must have an account with FCB bank for at least 6 months
– Business address on the D&B should match with the Secretary of State (SOS) and IRS records.
– Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.
– IL and St. Louis, MO branch locations only



FCB banks has been family owned and managed for more than three generations. As part of our effort to serve your needs we are committed to providing the best electronic products and services available. We have four electronic banking options – Online, Mobile, Tablet, and Telephone – which offer secure, up-to-the-minute account access. We know you appreciate the freedom of 24/7 banking as well as time saving features like Bill Pay and Mobile Deposit. But we’re not done yet; as banking technologies continue to evolve, so will we.

To Apply: 


Phone Number:

(866) 552-8855

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