Beyond Level 4 - Accounts with PG

Some cards report to the business credit bureaus and require a personal guarantee.  However, these cards do not necessarily report to the personal credit bureaus unless noted.

Tradeline:

FIRST NATIONAL BANK

Reports to:

D&B | EXPERIAN | EQUIFAX

Terms

To Qualify:

Evergreen� by FNBO | Business Edition� Credit Card (Net 20 or Revolving)
� Entity in good standing with Secretary of State
� EIN number with IRS
� Business address- matching everywhere.
� D & B number
� Business License- if applicable
� Business Bank account
� Must have a good D&B paydex score of 80 or higher
� Must have a good Experian business credit score
� A Personal Guarantee (PG) is required- minimum credit score of 600, does a hard pull and it reports to personal in event of default.
� Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.
� No Annual Fee

Business Edition� Secured Visa� Credit Card (Net 20 or Revolving)
� Entity in good standing with Secretary of State
� EIN number with IRS
� Business address- matching everywhere.
� D & B number
� Business License- if applicable
� Business Bank account
� Must have a good D&B paydex score of 80 or higher
� Must have a good Experian business credit score
� A Personal Guarantee (PG) is required- minimum credit score of 600, does a hard pull and it reports to personal in event of default.
� Cash advance available with business credit card approval, amount of cash advance depends upon approval amount.
� Has $39 annual fee

Description

NET 20 OR REVOLVING

Banks are intertwined in people�s lives, integral to their communities and have the resources to create change. At First National Bank of Omaha, we are a force for good in the world. In every action we take, from a teller greeting a customer to our leadership formulating the next step for our company, we strive to do the right thing. We�re independent and family-owned, and focused on the long view instead of the next quarter. It�s been our recipe for success for generations.

Special Instruction:

They offer balance transfers from other credit cards.

To Apply: 

Online or at the following branch at these states:

*Nebraska
*Iowa
*Colorado
*Texas
*Illinois
*Kansas
*South Dakota

Phone Number:

(800) 819-4249