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Business Financing Programs

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What is a Fix and Rent/Hold?

Commercial Real Estate A commercial real estate loan is a mortgage secured by a lien on commercial property as opposed to residential property. Commercial real estate (CRE) refers to any income-producing real estate that is used for business purposes; for example, offices, retail, hotels, and apartments.

Program Details

Our Fix and Rent programs are where you can obtain financing for rehabilitation loans for single or multi-family housing. These are tailored for the real estate investor who wants to make repairs before renting the property.

You can be approved with a FICO score as low as 640. There are several different types of fix and rent loans which begin at $75,000 and can include 100% of the project cost. Usually, loan terms are for up to 12-18 months. Once the renovations are complete, one can refinance the current loan or convert the loan to a new conventional loan beginning at around 3%. LTV begins at 90% on most programs.

Loan Amounts

$75,000 and up

How Hard to Get?


How Fast?

Required to Qualify

Program Dependent

Type of Program


14-28 days

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